Home Inheritance Equity · Our impact
The right way to age in place.
Your capital helps seniors turn home equity into cash, keep their lifetime right to stay, and retain a share of future sale proceeds for their families.
The impact of your capital
Our model supports the UN Sustainable Development Goals through financial resilience, housing security and broader access to capital.
Our actionWe convert illiquid home equity into cash without creating a repayment obligation.
The impactSeniors gain resources to cover everyday expenses, manage unexpected costs and strengthen their financial cushion in retirement.
Our actionSeniors retain a recorded right to live in their home for life. HomeInherit does not require rent or loan repayments.
The impactSeniors can access their home’s value while remaining in their home and community, with no foreclosure by HomeInherit.
Our actionWe provide access to capital based on home value and program eligibility, without income-based loan qualification.
The impactAn additional option for older homeowners whose fixed income or credit history limits access to traditional financing.
Our actionWe provide cash that seniors can use for daily living, care and personal priorities while retaining lifetime occupancy.
The impactGreater financial flexibility and control over retirement decisions, helping ease the pressure of meeting expenses.
A share for the family
Our actionSeniors retain a contractual share of future sale proceeds for themselves or their heirs.
The impactThat retained share is protected from erosion by compounding loan interest. There is no growing HomeInherit loan balance to repay.
Built around measurable outcomes
Our reporting framework will track the people reached, the cash delivered and the protections maintained throughout each investment.
Record HomeInherit-initiated foreclosure and involuntary displacement events separately.
Our commitment: zero.
Number of low-income clients served, using a documented income threshold.
IRIS+ · PI7098 ↗Net cash received by seniors after costs and lien payoffs; existing debt paid off reported separately.
HomeInherit indicatorRecorded occupancy rights, years of continued occupancy and the reason for each departure.
HomeInherit indicatorChange in the CFPB Financial Well-Being Scale from baseline to follow-up.
CFPB · Validated scale ↗Contractual retained share and actual net proceeds paid to seniors or heirs.
HomeInherit indicatorReporting approach. These are planned indicators and product commitments. Portfolio results will be reported as origination and follow-up data become available. IRIS+ metrics provide standard definitions; HomeInherit-specific indicators describe additional features of our model.
For institutional investors
Recognized measurement standards, together with specific indicators for Home Inheritance Equity.
The closest verified match is GIIN’s housing eviction-rate metric. It measures eviction filings and completed evictions relative to occupied housing units. Eviction and foreclosure are different events, so we will report them separately.
For HomeInherit, the broader indicator is investor-initiated involuntary displacement, alongside our no-foreclosure commitment. It is a HomeInherit indicator informed by housing-stability frameworks, not an IRIS+ certification or an observed portfolio result. The reporting scope should include asset owners and servicers, with third-party enforcement recorded separately.
CRA eligibility is a separate, transaction-specific assessment. Relevant considerations include the qualifying community-development purpose, beneficiary incomes, geographic benefit and the bank’s authority to make the investment.
A no-foreclosure commitment, an SDG alignment or use of IRIS+ metrics does not by itself establish CRA eligibility. HomeInherit does not represent this framework as a CRA qualification.
